First Community Credit Union
Just Think FIRST For All Your Financial Needs.
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Together We Are...First Community Credit Union
Columbia Sponge
Credit Union

Founded 1967
Maury Educators
Credit Union

Founded 1974


What's New at FCCU!


Saturday Hours     Lowered Rates     GM & Chrysler Discounts
Save Money on Gas     Spring 2010 Newsletter   Repos   Commercial 


June Statement Delay


As a result of the July 4th holiday, as well as the need to make statements compliant with new government regulations, there will be a delay in the delivery of your June statements. The delay should be no more than 5-7 business days and affects both mailed and electronic statements. These new regulations require changes to the way transaction information appears on the statement.

You may want to visit our eBranch online or call our Touch Tone Teller to review your transactions or verify your balance before your statement arrives. We apologize for this delay and we expect all statements will be delivered in a timely manner in the future.

Thank you for your understanding.





Now Open Saturday!


Our Main Office lobby at 1623 Hatcher Lane is now open Saturday mornings from 9 AM to Noon. Take advantage of these extra hours to save money with a credit union loan for home improvements, debt consolidation, new and used vehicles, RVs, boats and all sorts of recreational, farm and yard equipment.

Just Think FIRST for more convenient hours and better deals on loans!





We’ve Lowered Rates Even More!


Low Auto Rates

New and used vehicle rates haven’t been this low in years. New vehicles (current through last two model years) start at 3.45% APR for 36 months (with all our discounts). The same loan is just 3.95% APR for 60 months.

Stop by the credit union to get pre-approved before you go shopping. We even have an online calculator to help you compare the dealer financing and the credit union financing with the dealer rebate. You can also check out our vehicle purchasing page for the latest prices, rebates and dealer incentives.





Now is the Time to Buy a
New GM or Chrysler Vehicle!



There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.
Click on the banner to learn more!





Save Money on Gasoline!


Save Money on Gasoline!Just think how much money you could save if you doubled your miles per gallon! A $400 gasoline bill becomes $200. All you really need is a more fuel efficient vehicle – and First Community is making it easier than ever to get one!

We’re offering up to a 1% discount off our already low loan rates. The more fuel efficient your vehicle, the more you save. New and used vehicles up to 7 years old are eligible.
 
 Here’s how it works: 

Discount:

EPA Highway Mileage:

0.25%

20 – 24 MPG

0.50%

25 – 29 MPG

0.75%

30 – 34 MPG

1.00%

35 MPG & more


You can save another 0.25% with automatic payment and yet another 0.25% with Prestige Club Checking. With all the discounts, our rates start at a low 3.95% APR! Rates vary depending upon your credit history and the term of the loan and are subject to change without notice.





Extra! Extra!
Read all About It!


Our all new quarterly newsletter is hot off the press. Click here for a copy or check in your statement.
Summer 2010 Newsletter
Let us know how you like it and anything else you would like to see in the next issue.

Click on the Summer 2010 issue to read it now!








We have Repos for Sale!



See our Repo4Sale page for details and photos of all the vehicles we have available:

     2005 Pontiac G6
     2003 Hyundai Santa Fe
     2002 GMC SLT LT Z71
     and more!




Now showing on Columbia
Power & Water cable!



Click Here to check out our first commercial.





Online Resources


VISA Credit Cards

Apply Online for our
VISA Credit Card!

Account Access to your
VISA Credit Card!

Click for Columbia, Tennessee Forecast



Get Added Safety When
You Shop Online!




©Copyright 2010 First Community Credit Union All rights reserved.

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NCUA Insured to at least $250,000

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in
accordance with the
Federal Fair Housing
Law and the Equal
Credit Opportunity Act.




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