First Community Credit Union
Just Think FIRST For All Your Financial Needs.
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Together We Are...First Community Credit Union
Columbia Sponge
Credit Union

Founded 1967
Maury Educators
Credit Union

Founded 1974


What's New at FCCU!


Travel Survey   Winter 2010 Newsletter   Lower Rates
GM & Chrysler Discounts    Save Money on Gas
Repos   Commercial   Financial Fitness


Money Mammals Youth Account Website


Travel Survey

 

Are you interested in a Travel Program?
Travel graphic
Please take a minute to complete this short Travel Survey
and let us know. Thanks for your time and input.




Extra! Extra!
Read all About It!


Our all new quarterly newsletter is hot off the press. Click here for a copy or check in your statement.
Winter 2010 Newsletter
Let us know how you like it and anything else you would like to see
in the next issue.

Click on the Winter 2010 issue to read it now!








NEW Lower Rates on Car and Truck Loans!


Low Rates

New and used vehicle rates haven’t been this low in years. New vehicles (current through last two model years) start at 3.95% APR for 36 months (with all our discounts). The same loan is just 4.45% APR for 60 months.

Stop by the credit union or fill out an online application to get pre-approved before you go shopping. We even have an online calculator to help you compare the dealer financing and the credit union financing with the dealer rebate. You can also check out our vehicle purchasing page for the latest prices, rebates and dealer incentives.





Now is the Time to Buy a
New GM or Chrysler Vehicle!



There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.
Click on the banner to learn more!





Save Money on Gasoline!


Save Money on Gasoline!Just think how much money you could save if you doubled your miles per gallon! A $400 gasoline bill becomes $200. All you really need is a more fuel efficient vehicle – and First Community is making it easier than ever to get one!

We’re offering up to a 1% discount off our already low loan rates. The more fuel efficient your vehicle, the more you save. New and used vehicles up to 7 years old are eligible.
 
 Here’s how it works: 

Discount:

EPA Highway Mileage:

0.25%

20 – 24 MPG

0.50%

25 – 29 MPG

0.75%

30 – 34 MPG

1.00%

35 MPG & more


You can save another 0.25% with automatic payment and yet another 0.25% with Prestige Club Checking. With all the discounts, our rates start at a low 3.95% APR! Rates vary depending upon your credit history and the term of the loan and are subject to change without notice.





We have Repos for Sale!



See our Repo4Sale page for details and photos of all the vehicles we have available:

     2008 Ford F250
     2006 Nissan Altima
     2004 Harley Davidson
     and more!




Now showing on Columbia
Power & Water cable!



Click Here to check out our first commercial.





A New Benefit of
First Community Membership:
BALANCE Financial Fitness Program


First Community Credit Union is dedicated to helping you realize your financial goals - reducing your debt, saving for higher education, buying your first home, or planning for retirement. Which is why we are excited to announce your newest benefit of membership: BALANCE Financial Fitness Program.

Click here to read more about this great program!



Online Resources


VISA Credit Cards

Apply Online for our
VISA Credit Card!

Account Access to your
VISA Credit Card!

Click for Columbia, Tennessee Forecast



Get Added Safety When
You Shop Online!




©Copyright 2008 First Community Credit Union All rights reserved.

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NCUA Insured to at least $250,000

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in
accordance with the
Federal Fair Housing
Law and the Equal
Credit Opportunity Act.




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